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Every Finotive program uses a STATIC max loss that never trails: 7.5% on Challenge 1-Step, 9% on Challenge 2-Step, 7% on Instant Standard, 6% on Instant Lite, 10% on Pro. Instant accounts also carry a 1.5% floating-drawdown threshold (a buffer/lock on floating profit).
The gotcha
Older review sites still quote a flat '10%/5%' ruleset โ those numbers are stale; use the per-plan static figures above.
| challenge1 | 7.5 |
| challenge2 | 9 |
| instantStd | 7 |
| instantLite | 6 |
| pro | 10 |
| type | STATIC |
Source: official tos โ official page . Confidence: verified.
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Start a Finotive Funding challengeInformational only โ not financial advice, not affiliated with Finotive Funding. Verify against official terms before relying on this. Last reviewed Jun 5, 2026.