Definition
Instant funding
A funded account bought outright — no evaluation phase, higher fee, usually staged payouts.
Instant funding skips the challenge: you pay (more) and trade 'funded' from day one. Firms protect themselves with tighter drawdown, lower starting splits, or staged scaling before full payouts unlock.
It makes sense when your edge is proven and time-to-payout matters more than fee efficiency; it's an expensive way to learn the rules if you're new.
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General industry definitions — individual firms define terms differently in their own ToS; the decoded rulebook for each firm is the source of truth. Educational, not financial advice.