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Glossary

Prop trading, term by term.

Every term a funded trader meets — drawdown mechanics, conduct rules, payout language — defined in plain words. The same decoded-rule knowledge behind the firm rulebooks, minus the jargon.

56 terms · updated with the rulebook.

1-step challenge

An evaluation with a single phase: one profit target, then funded.

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2-step challenge

The classic two-phase evaluation: a first target (~8–10%), a second easier one (~5%), then funded.

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Balance (vs equity)

Closed-trade account value. Balance-based rules ignore floating P&L; equity-based rules include it.

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Breach

Violating a hard account rule — most often a drawdown limit — which ends the evaluation or funded account.

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Challenge (evaluation)

The paid test a prop firm uses to qualify traders: reach a profit target without breaching drawdown or the firm's rules.

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Commission

The per-lot fee charged on execution, typically quoted per round turn (open + close).

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Consistency rule

A cap on how much of total profit may come from a single day (or trade) — exceeding it can block passing or payouts.

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Copy trading (restriction)

Mirroring trades between accounts or traders — usually allowed between YOUR OWN accounts, banned across different people.

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Daily drawdown (daily loss limit)

The maximum you may lose in one trading day, commonly 4–5%, resetting at a fixed server time.

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Drawdown

The decline from an account's reference level (starting balance or equity peak) — the loss budget a prop trader must never exhaust.

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EA (Expert Advisor)

Automated trading code on MetaTrader — allowed at many firms, but copy-EAs and exploit-EAs are banned nearly everywhere.

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End-of-day (EOD) trailing drawdown

A trailing drawdown recalculated only at the daily close, ignoring intraday equity peaks.

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Equity

Account value including open positions: balance + floating P&L.

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Funded account

The account a trader manages after passing the evaluation, trading the firm's capital for a profit share.

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Funded trader program

Umbrella term for the evaluation-to-funded pipeline retail prop firms sell.

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Gambling / all-in rule

A conduct clause banning bet-the-account behaviour: max-size punts, martingale, one-shot passes.

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Gap risk

The risk of price opening far from the previous close — weekends and session opens — jumping over stops entirely.

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Hard breach vs soft breach

Hard breach = account terminated (drawdown limits). Soft breach = trades closed or payout affected, account survives.

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Hedging (restriction)

Holding offsetting positions — same-account hedging is often allowed; cross-account or cross-firm hedging is banned.

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HFT (high-frequency trading)

Sub-second, high-volume order strategies — banned at virtually every retail prop firm.

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Inactivity rule

Accounts are closed or archived after a period without trading — commonly 14–30 days.

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Instant funding

A funded account bought outright — no evaluation phase, higher fee, usually staged payouts.

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KYC (Know Your Customer)

Identity verification (ID + proof of address) required before payouts — the moment aliases and shared accounts die.

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Latency arbitrage

Exploiting a delayed price feed by trading against a faster one — universally banned and payout-voiding.

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Leverage

Buying power relative to account size (e.g. 1:100). It scales position capacity, not your risk budget.

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Lot (standard, mini, micro)

Forex position size units: standard = 100,000 base currency, mini = 10,000, micro = 1,000.

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Mandatory stop-loss rule

A requirement that every position carries a stop-loss, sometimes within seconds of entry.

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Margin

The collateral reserved to hold a position, set by leverage and size.

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Martingale

Doubling position size after losses to recover — treated as gambling and banned or restricted by many firms.

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Max allocation

The cap on total funded capital one trader may manage at a firm, across all accounts.

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Max drawdown

The total loss limit for the life of the account, typically 8–12% of starting size.

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Max risk per trade / max lot rule

A cap on position size or open risk per trade, absolute (lots) or relative (% of account).

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MetaTrader (MT4/MT5)

The dominant retail forex platforms; MT5 is the modern multi-asset version most prop firms now offer.

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Minimum trade duration

A floor on how long a position must stay open (e.g. 60 seconds+) — an anti-tick-scalping rule at some firms.

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Minimum trading days

The fewest distinct days you must place trades before passing a phase or requesting a payout.

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Multi-accounting / IP rule

Restrictions on operating many accounts or sharing access: one person per account, caps per person, no account management.

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News trading (restriction)

Rules limiting opening/holding positions around high-impact economic releases (NFP, CPI, FOMC).

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Overnight holding

Keeping positions open past the daily session close — restricted mainly at futures firms.

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Payout cycle

How often a funded trader can withdraw profit — weekly, bi-weekly, monthly, or on-demand.

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Pip

The standard price increment in forex: 0.0001 for most pairs, 0.01 for JPY pairs.

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Position sizing

Choosing trade size from risk: lots = (account × risk%) ÷ (stop distance × pip value).

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Profit split

The percentage of profits the trader keeps from a funded account — commonly 80–90%, sometimes scaling to 100%.

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Profit target

The percentage gain required to pass an evaluation phase — commonly 8–10% for phase one, ~5% for phase two.

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Prohibited strategies

The firm's list of banned approaches: exploits (latency/tick), copy services, gambling patterns, cross-account hedging.

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Prop firm (proprietary trading firm)

A company that gives traders access to its own capital in exchange for a share of the profits, usually after a paid evaluation.

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Refundable fee

An evaluation fee returned (usually with the first payout) once you're funded and paid.

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Reset (challenge reset)

Paying to restart a failed or in-progress evaluation, often at a discount, keeping the same program.

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Scaling plan

A firm's program for growing a funded account (or split) after consistent profitable periods.

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Sim-funded

A 'funded' account that runs on simulated execution: real payouts, demo fills.

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Slippage

The gap between your intended price and the actual fill — largest around news spikes and market opens.

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Spread

The difference between bid and ask — the built-in cost of every round trip.

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Static drawdown

A fixed loss floor measured from the starting balance — profit does not move it.

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Swap (overnight fee)

The financing cost or credit applied to positions held overnight, from the interest differential of the pair.

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Trailing drawdown

A loss limit that follows your equity peak upward: profit raises the floor beneath you.

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Verification (phase 2)

The second, easier stage of a 2-step evaluation — typically half the phase-one target under the same risk rules.

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Weekend holding

Keeping positions open over the weekend — forbidden by many firms, essential for swing traders.

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