Loading...
Loading...
Flagship Instant Funding (and GO) use 'Smart Drawdown': it starts at 10% of the starting balance and, once you achieve a 5% balance gain, tightens permanently to 5% of the starting balance โ based on starting balance, not trailing equity (a one-time ratchet, not a continuous trail). All other plans use a static drawdown off the starting balance: 6% (Micro/Crypto), 8% (One-Phase), 10% (Two-Phase, to 12% with add-on), 4% (IF1).
The gotcha
Smart Drawdown must be 'locked in' (you must hit +5%) before you can withdraw โ so the no-target flagship has a soft 5% gate before any payout.
| smart | 10% โ 5% after +5% |
| onePhase | 8% STATIC |
| twoPhase | 10% STATIC |
| micro | 6% STATIC |
Source: support โ official page . Confidence: verified.
Know the rule? Put it to work on a Instant Funding account.
Start a Instant Funding challengeInformational only โ not financial advice, not affiliated with Instant Funding. Verify against official terms before relying on this. Last reviewed Jun 5, 2026.