A Montreal forex sim-funder with a static drawdown (it doesn't trail up), no consistency rule to pass, EAs allowed and a monthly base reward on top of profit split. The catches are a weekend-holding paid add-on (else everything force-closes Friday), a 5 PM EST daily-loss snapshot, hidden conditions on the monthly stipend, and a $40 fee per payout.
A flexible forex sim-funder with a static (non-trailing) drawdown, no consistency rule to pass and EAs allowed — but the weekend add-on, the 5 PM EST daily snapshot and the stipend's fine print are easy to miss.
Pros
Static max drawdown — it doesn't ratchet up as you profit
No consistency rule to pass; EAs allowed (HFT/arbitrage excepted)
Monthly base reward ($50–$1,000) on top of the profit split
Overnight holding allowed; 80% split scalable to 90% (Instant 90%)
Watch out
Weekend holding is a paid add-on (10% of fee) — otherwise positions force-close 3:45 PM EST Friday
Daily loss limit snapshots at 5:00 PM EST and is a hard breach
The 'no consistency' claim applies to the pass — the monthly stipend has hidden conditions; $40 per payout
Best for: Forex traders who want a static drawdown and EA freedom with a monthly stipend — and who buy the weekend add-on if they swing and mind the 5 PM EST daily snapshot.
Bottom line: Trader-friendly drawdown and EA rules with a stipend bonus; just budget for the weekend add-on and the $40 payout fee.
Quick facts
Account sizes
$10K – $200K
Profit split
80% (up to 90%); Instant 90%
Max scaling
$400K combined (reported; $1M marketed)
Platforms
cTrader, DXtrade, Match-Trader
Instruments
Forex, Metals, Indices, Crypto, Stock CFDs
Payouts
Every 14 days; $40 Riseworks fee; min $100 (reported)
The 1-Step drawdown is STATIC and does not trail — it's 7% of the initial balance, calculated off the initial balance (e.g., a $100k account that grows to $105k can still draw down to $93k). The 3-Step is 5% static. Instant uses an ~8% drawdown that locks/converts after your first withdrawal.
Gotcha: Because it's static, profit doesn't tighten your floor — but it also never gives you extra room as the balance grows.
5% of the account balance, calculated from the balance snapshot at 5:00 PM EST — hitting it is a hard breach. Applies to 1-Step and Instant; the 3-Step is reported to have no daily loss limit.
Gotcha: The daily reset boundary is the 5:00 PM EST snapshot, not midnight or broker rollover.
No consistency rule for the standard pass — Lark markets 'no consistency rules'. But the monthly base reward ($50–$1,000 stipend) carries consistency-style conditions: keep drawdown better than −3.5% AND log at least 3 profitable trading days of ≥0.5% each, evaluated every 30 days. This gates the stipend, not the profit-split payout.
Gotcha: The 'no consistency' claim applies to the pass — the monthly stipend has hidden drawdown and profitable-day conditions.
Allowed during news events, with no fixed time windows or position caps published — but opening outsized positions around high-impact news can trip the 'all-or-nothing' prohibited-strategy clause.
Overnight holding is allowed (swap charges apply unless swap-free). Weekend holding is NOT allowed by default — you need the paid 'Hold Over The Weekend' add-on (10% of the account fee); without it, all positions and pending orders auto-close at 3:45 PM EST Friday.
Gotcha: Weekend holding is a paid add-on — without it everything force-closes Friday at 3:45 PM EST.
EAs are generally allowed (there is no public API — you bridge to DXtrade/cTrader/Match-Trader at your own risk), but HFT and arbitrage EAs are strictly prohibited. Copy trading: during evaluation you may copy from an external account to ONE Lark eval account only; once funded/Instant you may copy across multiple accounts. Account management by others and signal/account-passing services are banned.
Prohibited: all-or-nothing/gambling-style trading (a single trade that could blow the drawdown), HFT, reverse/group hedging across accounts, unauthorized copy/group trading and signal/account-passing, arbitrage/latency EAs, and holding share-CFDs through earnings/dividend releases. Martingale, grid and classic single-account hedging appear permitted.
Gotcha: A Terms/prohibited-strategy violation is a permanent ban from future evaluations — harsher than an ordinary drawdown breach (which just needs a new account).
80% split (scalable up to 90%); Instant is a fixed 90%. Payouts every 14 days on eval/funded (first 14 days after starting live trading); Instant is on-demand. There's a $40 Riseworks processing fee per payout, minimum payout reported at $100, paid by bank wire or crypto. A monthly base reward ($50–$1,000) is also paid if the stipend conditions are met. KYC required.
Gotcha: The $40 Riseworks fee per payout eats small withdrawals.
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Informational and comparison content only — not financial advice and not affiliated with Lark Funding. Rules change often; verify against Lark Funding's official terms before relying on any detail. Last reviewed Jun 5, 2026.