TradeDay: Payouts, split & buffer
Minimum payout $250; requests before 5:30 PM process the next business day. Profit split is PER ACCOUNT (not lifetime): on Funded Sim, 50/50 on the first $4,000 of gross profit, then 80/20; on Funded Live, 90/10. Quick Pay requires equity above the buffer (starting balance + max drawdown) to withdraw; Fast Pass Funded Sim has no buffer but caps payouts at 50% of balance with ceilings of $2,000/$2,500/$3,000. Fast Pass moves to Funded Live on the 5th payout. US wire free; international $15; crypto $2.50/free.
The gotcha
You keep only half of your first $4,000 of profit (50/50) before the 80/20 band kicks in — and splits are per-account, so a re-bought account resets your tier.
What happens if you break it
Breaching this doesn't necessarily close the account, but it can disqualify the payout you were trading toward — you keep trading, the profit doesn't get paid.
The numbers
| minUsd | 250 |
| simSplit | 50/50 to $4k then 80/20 |
| liveSplit | 90/10 |
| buffer | start + max DD |
Source: support — official page . Confidence: verified.
How other prop firms handle payouts
TradeDay's payouts, split & buffer is one approach. Here's how the rest of the field treats payouts — sorted by how hard a breach hits.
| Firm | Rule | If breached |
|---|---|---|
| Alpha Capital Group | Payouts, split & scaling | Payout denied |
| Apex Trader Funding | Payouts, split & safety net | Payout denied |
| AquaFunded | Payouts & split | Payout denied |
| ATFunded | Payouts & split (pre-pause) | Payout denied |
| Atmos Funded | Payouts & split | Payout denied |
| Audacity Capital | Payouts & split | Payout denied |
| Blue Guardian | Payouts & split | Payout denied |
| Blueberry Funded | Payouts & scaling | Payout denied |
| Blueberry Futures | Payouts, split & live milestone | Payout denied |
| Breakout | Payouts & split | Payout denied |
| City Traders Imperium | Payouts & split | Payout denied |
| Crypto Fund Trader | Payouts, split & scholarship framing | Payout denied |
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Informational only — not financial advice, not affiliated with TradeDay. Verify against official terms before relying on this. Last reviewed Jun 5, 2026.
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