Finotive Funding: Payouts, split & KYC
Splits: Challenge starts 80% (to 95%), Instant Standard 75% (to 90%), Instant Lite 70% (to 85%), Pro 100% fixed after 30 days plus a 1% monthly salary. First payout is on-demand; then every 7 days (Instant Lite every 14), $10 minimum, all positions closed to request. Enhanced KYC must be completed within 72 hours of request — no second chance — and VPN/proxy/iCloud Private Relay/rapidly-changing IPs are banned during KYC.
The gotcha
The 72-hour KYC deadline is unusually strict, and using a VPN during verification can sink it.
What happens if you break it
Breaching this doesn't necessarily close the account, but it can disqualify the payout you were trading toward — you keep trading, the profit doesn't get paid.
The numbers
| challengeSplit | 80-95 |
| instantSplit | 70-90 |
| proSplit | 100 + 1% salary |
| cycleDays | 7 |
| minPayoutUsd | 10 |
| kycDeadlineHours | 72 |
Source: official tos — official page . Confidence: verified.
How other prop firms handle payouts
Finotive Funding's payouts, split & kyc is one approach. Here's how the rest of the field treats payouts — sorted by how hard a breach hits.
| Firm | Rule | If breached |
|---|---|---|
| Alpha Capital Group | Payouts, split & scaling | Payout denied |
| Apex Trader Funding | Payouts, split & safety net | Payout denied |
| AquaFunded | Payouts & split | Payout denied |
| ATFunded | Payouts & split (pre-pause) | Payout denied |
| Atmos Funded | Payouts & split | Payout denied |
| Audacity Capital | Payouts & split | Payout denied |
| Blue Guardian | Payouts & split | Payout denied |
| Blueberry Funded | Payouts & scaling | Payout denied |
| Blueberry Futures | Payouts, split & live milestone | Payout denied |
| Breakout | Payouts & split | Payout denied |
| City Traders Imperium | Payouts & split | Payout denied |
| Crypto Fund Trader | Payouts, split & scholarship framing | Payout denied |
Know the rule? Put it to work on a Finotive Funding account.
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Informational only — not financial advice, not affiliated with Finotive Funding. Verify against official terms before relying on this. Last reviewed Jun 5, 2026.
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