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Splits: Challenge starts 80% (to 95%), Instant Standard 75% (to 90%), Instant Lite 70% (to 85%), Pro 100% fixed after 30 days plus a 1% monthly salary. First payout is on-demand; then every 7 days (Instant Lite every 14), $10 minimum, all positions closed to request. Enhanced KYC must be completed within 72 hours of request โ no second chance โ and VPN/proxy/iCloud Private Relay/rapidly-changing IPs are banned during KYC.
The gotcha
The 72-hour KYC deadline is unusually strict, and using a VPN during verification can sink it.
| challengeSplit | 80-95 |
| instantSplit | 70-90 |
| proSplit | 100 + 1% salary |
| cycleDays | 7 |
| minPayoutUsd | 10 |
| kycDeadlineHours | 72 |
Source: official tos โ official page . Confidence: verified.
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Start a Finotive Funding challengeInformational only โ not financial advice, not affiliated with Finotive Funding. Verify against official terms before relying on this. Last reviewed Jun 5, 2026.