Forex prop firm · review & rules
An Asia-focused sim-funded firm with three clean programs (StartTrader / SwiftTrader / ProTrader), static drawdowns, news trading and even martingale allowed. The catches are the equity-based daily limit anchored to a midnight-UTC snapshot, a 3% max-risk-per-trade guideline, and a selective 40% best-day consistency rule that can be quietly imposed on a minority of traders.
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A relaxed, beginner-friendly sim funder with static drawdowns and unusually lenient strategy rules — just respect the midnight-UTC equity reset and the quietly-applied consistency regime.
Pros
Watch out
Best for: Beginner-to-intermediate traders (especially in Asia) who want static drawdowns, lenient strategy rules and a simple program ladder — and who set risk conservatively to stay clear of the consistency regime.
Bottom line: Easy rules and forgiving math; just internalize the UTC daily reset and keep single-day profit under 40% of the cycle to avoid payout holds.
| Account sizes | $5K – $400K (max $400K allocation) |
| Profit split | 50% – 100% |
| Max scaling | $400,000 |
| Platforms | MT4, MT5, cTrader, TradingView |
| Instruments | Forex, Indices, Metals, Energies |
| Payouts | Every 14 days; first payout 14 days after funded |
| Plan | Type | Max DD | Daily | Targets | Min days |
|---|---|---|---|---|---|
| StartTrader | 3-Step | 6% static | 3% | 2% → 3% → 6% | 0 |
| SwiftTrader | 1-Step | 6% static | 3% | 10% | 5 |
| ProTrader | 2-Step | 10% static | 5% | 8% → 6% | 0 |
A fixed floor below your starting balance that never trails: 6% on StartTrader and SwiftTrader, 10% on ProTrader and ProTrader Swing. The breach is checked on equity (including open trades), so the floor itself is static but a floating loss can hit it.
Gotcha: Static means it never tightens as you profit — but breach detection is equity-based, so an open losing trade can void you before you close it.
3% on StartTrader/SwiftTrader, 5% on ProTrader. The floor is set from your equity at the midnight-UTC (00:00) end-of-day snapshot and monitored on live equity including floating P&L. ProTrader Swing is the exception — its daily limit is balance-based off the EOD balance (open trades excluded).
Gotcha: The reset is midnight UTC, not your local time — Asia-based traders (Fintokei's core market) must map the reset to their day, and an unrealized drawdown can breach you intraday.
Open risk on a single trade idea — and on the whole group of overlapping open positions — should not exceed 3% of the initial balance. Fintokei recommends 0.5–1%. Breaching the guideline is a 'sustainable trading' violation handled graduated (warning, then possible consistency restrictions) rather than an instant kill.
Gotcha: It's a soft guideline, not a hard breach — but repeatedly oversizing can get the selective consistency regime (with daily caps and reduced leverage) imposed on you.
Not a standard gate. Applied to a minority of traders as a protective measure: no single trading day may exceed 40% of the cycle's total profit. While active it can also add a +1% daily profit cap, a -1% daily loss cap and reduced leverage. It can be lifted after 3–6 months of clean trading.
Gotcha: It doesn't void the account — it blocks the payout until the big day's share drops below 40%; and once applied it follows you onto any scaled or upgraded account.
News trading is not on the prohibited-practices list and is permitted without a high-impact blackout window, outside any selective consistency regime.
Holding overnight and over weekends is not prohibited; the dedicated ProTrader Swing product (balance-based daily limit) exists specifically for hold-friendly trading.
Your own EA — or a commercial EA you've customized so the logic is yours — is allowed, as is copying your OWN trades from your other accounts. Prohibited: plug-and-play commercial bots used unmodified, signal/Telegram/Discord copy trading, trade-mirroring from someone else's master account, third-party account management and challenge-passing bots.
Gotcha: Copying your own other-firm trades is fine, but any external signal or copier is a hard ban — a nuance that trips up copy-traders.
Prohibited: latency arbitrage, tick scalping, opposite/hedge trading across multiple accounts or traders, gambling-style all-in trades, one-sided betting and overleveraging without a strategy, multi-account/multi-IP abuse and unauthorized third-party payments. Notably, martingale and aggressive averaging were REMOVED from the ban list on 28 July 2025 (discouraged but not penalized).
Gotcha: Hedging across accounts is banned, but martingale within one account is now allowed — the opposite of most firms.
SwiftTrader requires 5 trading days (to complete the evaluation and to qualify for payout). The old 3-profit-day rule on StartTrader/ProTrader was removed in 2025, so those are effectively no-minimum — though some FAQ pages still reference 3 days.
Gotcha: Program pages and the policy update contradict each other on the 3-day rule — only SwiftTrader's 5-day minimum is firmly in force.
You must place at least one trade every 30 days to keep the account active — across evaluation and funded accounts.
Profit split ranges 50–100% by program (ProTrader 80% base; SwiftTrader up to 100%). Request a payout once every 14 days; SwiftTrader needs at least +3% profit to unlock. E-wallet payouts process within minutes, bank transfers ~next day. KYC and 18+ required before the first withdrawal.
Gotcha: If any of your accounts sits in drawdown you must trade it back to profit before requesting a payout.
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Informational and comparison content only — not financial advice and not affiliated with Fintokei. Rules change often; verify against Fintokei's official terms before relying on any detail. Last reviewed Jun 5, 2026.
