Fintokei: Daily loss limit (equity, midnight-UTC reset)
▶Fintokei Daily Loss Rule: Live Equity Trap Most Traders Miss — 50s explainer, decoded by FundedWiki
3% on StartTrader/SwiftTrader, 5% on ProTrader. The floor is set from your equity at the midnight-UTC (00:00) end-of-day snapshot and monitored on live equity including floating P&L. ProTrader Swing is the exception — its daily limit is balance-based off the EOD balance (open trades excluded).
The gotcha
The reset is midnight UTC, not your local time — Asia-based traders (Fintokei's core market) must map the reset to their day, and an unrealized drawdown can breach you intraday.
What happens if you break it
Breaching this voids the account outright — the evaluation or funded account is terminated and any unrealised profit is forfeited. It's the most severe class of breach.
The numbers
| start | 3 |
| swift | 3 |
| pro | 5 |
| basis | EQUITY |
| reset | 00:00 UTC |
| swingBasis | BALANCE_EOD |
Source: support — official page . Confidence: verified.
How other prop firms handle drawdown
Fintokei's daily loss limit (equity, midnight-utc reset) is one approach. Here's how the rest of the field treats drawdown — sorted by how hard a breach hits.
| Firm | Rule | If breached |
|---|---|---|
| Alpha Capital Group | Maximum total loss | Voids account |
| Apex Trader Funding | Trailing drawdown (locks at start + $100) | Voids account |
| AquaFunded | Maximum drawdown (trailing on 1-step/instant, static on 2/3-step) | Voids account |
| ATFunded | Maximum drawdown (pre-pause) | Voids account |
| Atmos Funded | Maximum drawdown (trailing vs static) | Voids account |
| Audacity Capital | Maximum drawdown (static) | Voids account |
| Blue Guardian | Daily loss limit (equity-based, higher-of reset) | Voids account |
| Blueberry Funded | Maximum loss limit | Voids account |
| Blueberry Futures | Maximum drawdown (EOD vs intraday trailing) | Voids account |
| Breakout | Maximum drawdown (static on 1-step, trailing on 2-step) | Voids account |
| BrightFunded | Maximum drawdown | Voids account |
| City Traders Imperium | Balance-based drawdown (trailing on 1-Step, static on 2-Step) | Voids account |
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Informational only — not financial advice, not affiliated with Fintokei. Verify against official terms before relying on this. Last reviewed Jun 5, 2026.
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