Forex prop firm · review & rules
A flexible London sim-funder with no time limits and no minimum trading days, a split that climbs to a lifetime 100%, and on-demand payouts from day one (on most plans). The traps are the conflicting daily-reset times in its own docs, a Symbol Loss Limit that terminates instantly, and a same-market-on-two-accounts rule that nullifies profit.
▶Funded Trading Plus Daily Loss Reset Time Conflict Explained — 49s explainer, decoded by FundedWiki
A short explainer for each rule — tap one to watch and read the full breakdown.
Genuinely flexible — no time limits, no minimum days, EAs and news allowed, and a path to a lifetime 100% split — but watch the Symbol Loss Limit and the same-market-two-accounts profit-nullification rule.
Pros
Watch out
Best for: Discretionary and EA traders who want maximum flexibility (no time/day minimums) and a fast route to a 100% split — and who avoid running the same symbol across accounts.
Bottom line: One of the most flexible sim-funders around; just learn the Symbol Loss Limit and the same-market rule, and confirm your plan's daily-reset time before trading.
| Account sizes | $5K – $200K (scales to $5M) |
| Profit split | 80% → 90% → lifetime 100% |
| Max scaling | $2.5M (1/2-Step); $5M (Instant) |
| Platforms | MT5, cTrader, DXtrade, Match-Trader |
| Instruments | Forex, Indices, Metals, Crypto |
| Payouts | On-demand from day 1 (2-Step waits 10 days); 7-day cycle, $50 min |
| Plan | Type | Max DD | Daily | Targets | Min days |
|---|---|---|---|---|---|
| 1-Step Express | 1-Step | 6% trailing | 4% | 10% | 0 |
| 2-Step Classic | 2-Step | 8% static | 4% | 7% → 7% | 0 |
| Instant | Instant | 6% trailing | 6% | — | 0 |
1-Step Express and Instant use a 6% RELATIVE trailing drawdown tracked off your highest CLOSED balance (high-water-mark) — it rises with balance and locks at the starting balance once you're in profit. 2-Step Classic uses an 8% STATIC floor fixed at account start.
Gotcha: Withdrawals do NOT lower the high-water-mark, so taking a payout never loosens the trailing floor.
4% on 1-Step and 2-Step, 6% on Instant, computed from the greater of balance or equity at the daily snapshot. Every current program has a daily limit. The catch: FTP's own pages disagree on the reset time — the general daily-drawdown article says 16:59 EST while the program pages say 23:59 server time.
Gotcha: Two different reset times appear in official docs — confirm yours in the dashboard before relying on a reset.
Loss on a single instrument may not exceed a program-specific % (≈2–3%) of the balance at 16:59 EST the prior day. Multiple positions on the same symbol count as one trade. Breaching the limit terminates the account immediately.
Gotcha: This is a separate hard breach from daily/max drawdown — concentrate too much loss in one symbol and the account is gone, even if your overall drawdown is fine.
Applies to the 2-Step Classic: no single day's net profit (closed positions) may exceed 35% of total profit on the evaluation, or 50% on the funded stage. 1-Step and Instant are reported to have no consistency rule.
Gotcha: It blocks passing/withdrawal until the ratio is met — it doesn't void the account; tracked as 'Minimum Required Profit' in the dashboard.
Allowed on 1-Step and 2-Step with no restricted windows. At least one review reports news trading is NOT permitted on the Instant program, though the official Instant page doesn't explicitly forbid it.
Gotcha: Treat the Instant news restriction as unconfirmed — the step plans are clearly news-friendly.
1-Step Express and 2-Step Classic allow overnight and weekend holding. The Instant program does NOT — all trades must be closed by 4:30pm EST Friday, and the system auto-closes open positions.
Gotcha: Instant traders get a hard Friday-afternoon auto-close — don't plan to carry a position over the weekend on Instant.
EAs, algos and bots are allowed (third-party included, but unsupported). Copy trading is PROHIBITED across accounts of any kind. You also may not hold the same market in the same direction open on two FTP accounts at once — close one before opening the other, or the profit is nullified.
Gotcha: Even your own legitimate trades nullify profit if the same symbol/direction is open on two accounts simultaneously.
Officially banned: arbitrage, grid trading, tick scalping, copy trading, and cross-account hedging/copying (including via EA). Same-account hedging is reported as permitted but not explicitly confirmed; martingale isn't addressed.
None. All current programs (1-Step, 2-Step, Instant) have no minimum trading days and no time limit to complete the evaluation.
Place at least one trade (opened and closed) in any 30-day period or the account is breached. Purchases can be refunded if no trades are placed within 14 days.
Split starts 80% and auto-upgrades to 90% at 20% cumulative profit, then to a lifetime 100% at 30% profit. First payout is available from day one on 1-Step and Instant; 2-Step Classic must wait 10 calendar days. Cycle is every 7 days, on-demand from the dashboard with no open positions, $50 minimum. KYC (via Sumsub) required before funding and before any withdrawal.
Gotcha: 2-Step Classic has a 10-day payout lockout the trailing plans don't — and KYC must clear before you can trade the funded account.
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Informational and comparison content only — not financial advice and not affiliated with Funded Trading Plus. Rules change often; verify against Funded Trading Plus's official terms before relying on any detail. Last reviewed Jun 5, 2026.
