A budget Singapore forex sim-funder with 1-Step Pro, 2-Step Pro (PRO6/PRO10) and Instant models, mostly static drawdowns and a 48-hour payout guarantee. The traps live on the Instant account: a trailing drawdown that only locks after +3%, a permanent 3% non-withdrawable buffer, account termination for any open trade during news, and a weekend-flat rule that even includes crypto.
Cheap entry with static drawdowns on the Pro plans and a fast payout guarantee — but the Instant account's trailing-then-lock drawdown, 3% locked buffer and news-termination rule demand care.
Pros
2-Step Pro plans use static drawdowns with no consistency rule
48-hour payout guarantee ($1,000 extra if missed); $50 crypto minimum
Risk-management EAs and copy trading between your own accounts allowed
Weekend/overnight holding allowed on Pro accounts
Watch out
Instant drawdown trails until +3%, then locks — many breach during the trailing window
Instant: the first 3% of profit is a permanent non-withdrawable buffer
Instant: any open trade during news = termination; weekend-flat rule includes crypto
Best for: Budget-minded forex traders who pick a Pro plan for static drawdowns and no consistency rule — and who, on Instant, respect the +3% lock, the news rule and the Friday flat-by rule.
Bottom line: Good value on the Pro side; the Instant account is where the hidden rules cluster, so read them before buying.
Quick facts
Account sizes
Pro $5K–$200K · Instant $10K–$400K
Profit split
Pro 80% (→90/100); Instant 90% (→100)
Max scaling
Up to $400K (Instant)
Platforms
MT5, TradeLocker
Instruments
Forex, Indices, Metals, Crypto
Payouts
14-day cycle; 48-hour payout guarantee; $50 crypto / $200 bank min
Pro plans use a fixed static max loss relative to the account size: 10% (1-Step Pro & PRO10), 6% (PRO6) — they do not trail. Instant Funded uses a 6% trailing drawdown that trails on equity/balance until you bank +3% profit, at which point it locks to the initial account size.
Gotcha: Instant's drawdown is the only trailing one — and most breaches happen during the trailing window before the +3% lock.
Instant Funded: 15% — your largest single profit day must be ≤ 15% of total profits, and your biggest loss must not exceed your biggest win. 1-Step Pro: a 50% consistency score. 2-Step Pro (PRO6/PRO10): no consistency requirement. It gates payout eligibility (spread profit across more days) rather than voiding the account.
Gotcha: Instant adds an unusual 'biggest loss ≤ biggest win' symmetric-risk check that can hold up a payout.
Instant Funded: effectively forbidden — having ANY open trade during a high-impact event terminates the account; the restricted window is ±5 minutes. Pro accounts (funded): allowed, but news-influenced trades may contribute no more than 30% of total profits; eval phases are unrestricted.
Gotcha: On Instant it's not just 'don't open' — an existing open position during news terminates the account.
Pro accounts: overnight and weekend holding allowed. Instant Funded: overnight allowed, but weekend holding is forbidden — all open trades across every instrument, including crypto, must be closed at least one hour before Friday market close.
Gotcha: Instant's Friday flat-by rule includes crypto, which trades 24/7 elsewhere.
Risk-management EAs (sizing, auto-execution for risk) are allowed; off-the-shelf/commercial EAs are prohibited unless purely risk-management; AI-generated EAs only if you fully understand the code. Copy trading is allowed between your own Funding Traders accounts and from your own accounts at other brokers — copying other people's accounts is prohibited. HFT (trades ≤15s) and grid/hedge EAs are prohibited.
Gotcha: Commercial 'pass-the-challenge' EAs are banned; only risk-management automation and self-copying are allowed.
Prohibited: grid trading, hedge trading, HFT (trades ≤15 seconds), cross-account/cross-owner hedging, copying or identical strategies under different ownership, and toxic/abusive order behavior. A volume-weighted holding time (VWHT) under 2 minutes flags the account for review as unrealistic trading.
Gotcha: VWHT under 2 minutes is a soft trap — it triggers a discretionary review rather than an instant breach, but gives the firm grounds to act.
Pro plans: 4 trading days per phase (2 days funded). Instant Funded has no minimum to pass but requires ≥5 profitable days per 30-day period, each ≥0.25% of balance, as an activity rule.
Instant: 90% split (upgradable to 100%), first payout 14 calendar days after the first trade, then every 14 days, >1% profit required, with the first 3% of profit locked as a non-withdrawable buffer. Pro: 80% (upgradable to 90/100%), first payout ~21 days default (14-day add-on). Minimum payout $50 (crypto) / $200 (bank). A 48-hour payout guarantee pays $1,000 extra if missed. KYC is required before accessing the funded account (ID + selfie + proof of address ≤3 months). Eval fees refunded on first payout.
Gotcha: On Instant you never withdraw the first 3% of profit — it's a permanent locked safety cushion.
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Informational and comparison content only — not financial advice and not affiliated with Funding Traders. Rules change often; verify against Funding Traders's official terms before relying on any detail. Last reviewed Jun 5, 2026.
