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Instant: 90% split (upgradable to 100%), first payout 14 calendar days after the first trade, then every 14 days, >1% profit required, with the first 3% of profit locked as a non-withdrawable buffer. Pro: 80% (upgradable to 90/100%), first payout ~21 days default (14-day add-on). Minimum payout $50 (crypto) / $200 (bank). A 48-hour payout guarantee pays $1,000 extra if missed. KYC is required before accessing the funded account (ID + selfie + proof of address ≤3 months). Eval fees refunded on first payout.
The gotcha
On Instant you never withdraw the first 3% of profit — it's a permanent locked safety cushion.
Breaching this doesn't necessarily close the account, but it can disqualify the payout you were trading toward — you keep trading, the profit doesn't get paid.
| instantSplit | 90→100 |
| proSplit | 80→100 |
| cycleDays | 14 |
| minUsd | 50 |
| instantBuffer | first 3% locked |
Source: official tos — official page . Confidence: verified.
Funding Traders's payouts & splitis one approach. Here's how the rest of the field treats payouts — sorted by how hard a breach hits.
| Firm | Rule | If breached |
|---|---|---|
| Alpha Capital Group | Payouts, split & scaling | Payout denied |
| Apex Trader Funding | Payouts, split & safety net | Payout denied |
| AquaFunded | Payouts & split | Payout denied |
| ATFunded | Payouts & split (pre-pause) | Payout denied |
| Atmos Funded | Payouts & split | Payout denied |
| Audacity Capital | Payouts & split | Payout denied |
| Blue Guardian | Payouts & split | Payout denied |
| Blueberry Funded | Payouts & scaling | Payout denied |
| Blueberry Futures | Payouts, split & live milestone | Payout denied |
| Breakout | Payouts & split | Payout denied |
| City Traders Imperium | Payouts & split | Payout denied |
| Crypto Fund Trader | Payouts, split & scholarship framing | Payout denied |
Know the rule? Put it to work on a Funding Traders account.
Start a Funding Traders challengeInformational only — not financial advice, not affiliated with Funding Traders. Verify against official terms before relying on this. Last reviewed Jun 5, 2026.
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