Do other prop firms have a payouts rule like Instant Funding?

Yes — Alpha Capital Group (payout denied), Apex Trader Funding (payout denied), AquaFunded (payout denied), ATFunded (payout denied), Atmos Funded (payout denied), Audacity Capital (payout denied) and 36 more all have a payouts rule. The specifics differ — compare them on FundedWiki before you pick a firm.

Instant Funding · Payouts

Instant Funding: Payouts & split

ConditionalPayout deniedHidden ruleVerifiedUpdated Jun 5, 2026

80% split (90% via add-on; IF1 90%; challenges reach 90% after a 10% gain held 90+ days). Flagship/GO: first withdrawal 14 days after the first trade, then every 7 days, with Smart Drawdown locked in first. Challenges/Micro/Crypto: on-demand once eligible. Minimum profit to withdraw: 1.5% of starting balance or $25 (Micro/Crypto 5%, IF1 2%); min withdrawal $25; processed within 48 business hours via RISE or crypto (USDC). Combined account-size cap ~$940,000; Smart Drawdown plans scale x2 per +10% gain up to $1.28M.

The gotcha

On the flagship you must lock Smart Drawdown (+5%) AND wait 14 days from the first trade before the first withdrawal.

What happens if you break it

Payout deniedPayout denied

Breaching this doesn't necessarily close the account, but it can disqualify the payout you were trading toward — you keep trading, the profit doesn't get paid.

The numbers

split	80-90
flagshipFirst	14d then 7d
minUsd	25
maxScaling	1280000

Source: support — official page . Confidence: verified.

How other prop firms handle payouts

Instant Funding's payouts & splitis one approach. Here's how the rest of the field treats payouts — sorted by how hard a breach hits.

Firm	Rule	If breached
Alpha Capital Group	Payouts, split & scaling	Payout denied
Apex Trader Funding	Payouts, split & safety net	Payout denied
AquaFunded	Payouts & split	Payout denied
ATFunded	Payouts & split (pre-pause)	Payout denied
Atmos Funded	Payouts & split	Payout denied
Audacity Capital	Payouts & split	Payout denied
Blue Guardian	Payouts & split	Payout denied
Blueberry Funded	Payouts & scaling	Payout denied
Blueberry Futures	Payouts, split & live milestone	Payout denied
Breakout	Payouts & split	Payout denied
City Traders Imperium	Payouts & split	Payout denied
Crypto Fund Trader	Payouts, split & scholarship framing	Payout denied

Compare payouts across all 43 firms →

Know the rule? Put it to work on a Instant Funding account.

Start a Instant Funding challenge

More Instant Funding rules

All Instant Funding rules

Informational only — not financial advice, not affiliated with Instant Funding. Verify against official terms before relying on this. Last reviewed Jun 5, 2026.

Reading a chart right now? Get a second opinion in seconds.Candela scans any chart screenshot and gives an honest AI verdict — bias, conviction, key levels, and when to sit out. Free on the App Store.Get Candela →