What is Instant Funding's payouts & split rule?

Instant Funding · Payouts

Instant Funding: Payouts & split

ConditionalPayout deniedHidden ruleVerifiedUpdated Jun 5, 2026

80% split (90% via add-on; IF1 90%; challenges reach 90% after a 10% gain held 90+ days). Flagship/GO: first withdrawal 14 days after the first trade, then every 7 days, with Smart Drawdown locked in first. Challenges/Micro/Crypto: on-demand once eligible. Minimum profit to withdraw: 1.5% of starting balance or $25 (Micro/Crypto 5%, IF1 2%); min withdrawal $25; processed within 48 business hours via RISE or crypto (USDC). Combined account-size cap ~$940,000; Smart Drawdown plans scale x2 per +10% gain up to $1.28M.

The gotcha

On the flagship you must lock Smart Drawdown (+5%) AND wait 14 days from the first trade before the first withdrawal.

The numbers

split	80-90
flagshipFirst	14d then 7d
minUsd	25
maxScaling	1280000

Source: support — official page . Confidence: verified.

Know the rule? Put it to work on a Instant Funding account.

Start a Instant Funding challenge

More Instant Funding rules

All Instant Funding rules

Informational only — not financial advice, not affiliated with Instant Funding. Verify against official terms before relying on this. Last reviewed Jun 5, 2026.