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Futures prop firm · review & rules

My Funded Futures

8.4/ 10

A fast-payout, beginner-friendly futures firm — Rapid pays 90/10 DAILY just 24h after your first trade — whose real trap is the trailing drawdown (intraday on Rapid, end-of-day on the rest) plus an evaluation-only 50% consistency rule, not the easy $3k target.

My Funded Futures Hedging Ban: Cross-Account Traps That Void Accounts51s explainer, decoded by FundedWiki

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The FundedWiki verdict

8.4/10

Among the fastest payouts in futures prop (Rapid: 90/10 daily) with a forgiving EOD trail on most plans — the catch is the trailing drawdown and the eval-only 50% consistency rule, not the $3k goal.

Pros

  • Fastest payouts in class — Rapid pays 90/10 daily, just 24h after the first trade
  • No daily loss limit on Core/Rapid/Pro/Flex (only Builder has a $1,000 soft pause)
  • EOD trailing on most plans is forgiving — intraday wicks don't move your floor
  • Cheap entry, low friction — $77/mo $50k Core, 1–2 min trading days

Watch out

  • Traders report the 50% consistency rule delaying withdrawals after one big day
  • Common complaint: accounts closed for alleged coordinated trading without shown evidence
  • Recurring gripe: payout fees and per-cycle caps that limit withdrawals

Best for: Active intraday futures scalpers who want quick, frequent withdrawals and can respect a trailing drawdown and the Tier-1 news blackout — Rapid for speed, Core/Flex for the cheapest forgiving start, Pro for larger size.

Bottom line: Fast and forgiving to trade if you pick the right plan; just respect the trail and don't touch Tier-1 news.

Quick facts

Account sizes$25K – $150K
Profit split80% – 90%
Max scaling$150,000
PlatformsTradovate, NinjaTrader, Rithmic, TradingView
InstrumentsFutures (CME)
PayoutsRapid: daily (90/10) · Core/Flex: every 5 winning days · Pro: every 14 days

Challenge plans at a glance

PlanTypeMax DDDailyTargetsMin days
Rapid1-Step4% trailing6%2
Core1-Step4% eod_trailing6%2
Pro1-Step4% eod_trailing6%2
Builder1-Step4% eod_trailing6%1

The rules, one by one

DrawdownConditionalVoids accountVerified

Trailing drawdown — intraday (Rapid) vs end-of-day

Rapid's Max Loss trails your highest INTRADAY equity peak, counting open-trade profit — a floating spike you don't bank still ratchets the floor up. Core/Pro/Flex/Builder use END-OF-DAY trailing: the floor only re-anchors at the daily close on a new closing high, so intraday swings don't move it. All plans lock the floor once it reaches your starting balance + $100.

Gotcha: On EOD plans, open-equity LOSSES still count for a breach — EOD only governs how the floor trails UP, not whether intraday losses can blow you up.

DrawdownAllowedSoft / informationalVerified

Daily loss limit

No daily loss limit on Core, Rapid, Pro or Flex — full intraday room. Only Builder has an optional $1,000 'soft pause' that disables trading for the day rather than ending the account.

ConsistencyConditionalWarningVerified

50% consistency (evaluation)

During the evaluation, no single day's profit may exceed 50% of your total eval profit (so on a $50k/$3,000 target the max single day is $1,500). It's checked when you request to pass. The Pro 'one-day pass' has no consistency rule.

Gotcha: It does NOT breach you — it just delays the pass: you keep trading extra days until no day exceeds 50%. Easy to hit the target on day 1 and then be stuck grinding small days to dilute it.

Profit targetConditionalSoft / informationalVerified

Profit target

A $50k account targets $3,000 (6%) across Core/Rapid/Flex/Builder. Larger Pro sizes scale the target by account size.

Gotcha: The target alone isn't enough — the eval consistency rule can keep you trading after you've technically reached the number.

Max lot sizeConditionalVoids accountVerified

Contract limits

Contract caps by plan/size: Core ~3 mini, Rapid 5 mini/50 micro, Pro 5/10/15 mini (50/100/150k), Flex 3 mini/30 micro, Builder 4 mini/40 micro. Micros count toward the limit at 10:1.

Gotcha: Exceeding the contract limit is a hard violation on most plans, not a soft warning — and mixing minis with micros can silently push you over.

News tradingConditionalVoids accountVerified

News trading (Tier-1 restriction)

General news trading is allowed, but trading during Tier-1 economic data releases is RESTRICTED. High-frequency trading and exploiting gap/illiquid fills are prohibited.

Gotcha: 'News trading allowed' doesn't mean you can trade the NFP/CPI/FOMC print itself — doing so can void the account and confiscate profits.

Prohibited strategiesForbiddenVoids accountHidden ruleVerified

Hedging, coordination & device sharing

Hedging of any kind (long + short on the same asset, even across your own accounts) is prohibited, as is coordinated trading (identical/opposite strategies across unconnected accounts), copy-trading for others, and sharing the same device between traders.

Gotcha: Two people on one PC can flag both accounts as coordinated and void them; opening offsetting positions across two MFFU accounts is also catchable.

Min trading daysConditionalPayout deniedVerified

Minimum trading days

Evaluation: 2 days (Core/Rapid/Pro/Flex), 1 for Builder. Payout side: Core/Flex need 5 'winning days' (net ≥ $150 on $50k); Rapid pays 24h after the first trade; Pro pays every 14 days.

Gotcha: A 'winning day' requires a minimum net profit ($150 on $50k) — tiny green days don't count toward the 5.

InactivityConditionalVoids accountVerified

Inactivity

On sim-funded accounts, 7 calendar days without a trade flags/breaches the account — place at least one trade per week.

Gotcha: Don't let a funded account sit idle over a vacation; a quiet week can deactivate it.

PayoutsConditionalPayout deniedVerified

Payouts & buffer

Rapid: 90/10, daily, $500 min. Pro: 80/20, every 14 days, $1,000 min, $100k cap, live after 3 payouts. Flex: 80/20 after 5 winning days, up to 50% of net (max $5,000/$3,000), $250 min, 5 sim payouts then live. Core: 80/20 every 5 winning days, $250 min. You must first clear a buffer = account size + drawdown before any withdrawal.

Gotcha: The first ~$2,100 (on a $50k) is locked as the buffer — you can't withdraw until realized profit clears it. (MFFU is flat 80/20 or 90/10 — the '100% first $10k' model belongs to a different firm.)

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Informational and comparison content only — not financial advice and not affiliated with My Funded Futures. Rules change often; verify against My Funded Futures's official terms before relying on any detail. Last reviewed Jun 5, 2026.