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Highest single-day profit ÷ total profits must stay ≤ the cap: IGNITE 15% (strictest), Instant Sim Funded / S2F Sim PRO 20% (S2F adds a 20% Equity Stability Score), Elite Challenge 25% funded, Elite Daily 40% challenge, Elite Access 40% funded. It's a payout-eligibility gate (denied, not a breach) and resets after each payout; trading day boundary is 17:00 EST.
The gotcha
A single big day can withhold an otherwise-earned payout — IGNITE's 15% cap is the tightest.
| ignite | 15 |
| instant | 20 |
| s2f | 20 + 20 ESS |
| eliteFunded | 25 |
Source: support — official page . Confidence: verified.
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Start a Top One Futures challengeInformational only — not financial advice, not affiliated with Top One Futures. Verify against official terms before relying on this. Last reviewed Jun 5, 2026.