The CME-futures arm of Top One, with six programs (Elite Challenge/Daily/Access, Instant Sim Funded, S2F Sim PRO, IGNITE), a 90% split and same-day-ish payouts. The catches: the drawdown locks at only start+$100 (and freezes the moment you take a payout), a 10.01-second minimum hold bans fast scalps, manual-only trading (no EAs/bots), a hard 4:10 PM ET daily flatten, and a 14-day inactivity permanent close.
A well-documented futures sim-funder with a 90% split and EOD-trailing drawdown — but it's manual-only, enforces a 10-second minimum hold, and locks the drawdown at just $100 above your start.
Pros
90% split across all programs; fast payouts (Elite Daily pays every 24 hours)
EOD trailing drawdown (S2F Sim PRO is the only intraday-trailing plan)
News trading allowed; six program styles incl. instant and daily-payout options
Detailed public help center — rules are clearly documented
Watch out
Drawdown locks at only starting balance + $100 and freezes the moment you take your first payout
Manual-only — EAs/bots/automation strictly prohibited; trades under 10.01 seconds void
Hard 4:10 PM ET daily flatten (no overnight/weekend); 14-day inactivity = permanent close
Best for: Manual futures day traders who want a 90% split and EOD-trailing drawdown — and who hold trades past 10 seconds and don't need overnight positions.
Bottom line: Solid, transparent futures rules; just remember the +$100 drawdown lock, the no-bots rule and the 10-second minimum hold.
Quick facts
Account sizes
$25K / $50K / $100K / $150K
Profit split
90%
Max scaling
Reported up to $1.5M; path to live after 5 payouts
Platforms
Tradovate, NinjaTrader, TradingView
Instruments
CME-group futures (Mini & Micro)
Payouts
Elite Daily every 24h; first-payout 6%/5%/4%; KYC via Veriff
Dollar amounts $1,000 / $2,000 / $3,000 / $4,500 by size. Most programs use an END-OF-DAY trailing drawdown that trails your highest CLOSED balance and never moves down; S2F Sim PRO uses an INTRADAY trailing drawdown (TIDD) that follows your highest equity including open trades, tick by tick. It locks at starting balance + $100 when EITHER your balance reaches start + drawdown + $100, OR you take your first payout (whichever comes first).
Gotcha: It locks at only start+$100 — and taking a payout permanently freezes the trail, so you may want it to ratchet higher before you withdraw.
Elite Challenge 2.5% of balance (~$625/$1,250/$2,500/$3,750); IGNITE $500/$1,000/$2,000/$3,000 (hitting it pauses the account until the 6:00 PM ET reopen, not a hard breach); Elite Access has NONE. Most plans calculate the daily loss at end of day.
Highest single-day profit ÷ total profits must stay ≤ the cap: IGNITE 15% (strictest), Instant Sim Funded / S2F Sim PRO 20% (S2F adds a 20% Equity Stability Score), Elite Challenge 25% funded, Elite Daily 40% challenge, Elite Access 40% funded. It's a payout-eligibility gate (denied, not a breach) and resets after each payout; trading day boundary is 17:00 EST.
Gotcha: A single big day can withhold an otherwise-earned payout — IGNITE's 15% cap is the tightest.
News trading is allowed across accounts. Elite Daily and Elite Access funded accounts carry additional (undisclosed) news restrictions; the firm recommends stop-losses and position sizing.
No overnight or weekend holding. All trades must be closed by 4:10 PM EST daily — the system force-liquidates anything still open. Session runs 6:00 PM EST to 4:10 PM EST next day (Mon–Fri) with a 5:00–6:00 PM EST daily break; weekend trading is prohibited.
Automation is strictly prohibited — no automated trading systems, scripts, bots, EAs or high-frequency execution tools; all trades must be manual or semi-manual. Copy trading is generally prohibited, except mirroring your OWN accounts across firms when trades originate from your Top One Futures discretion; signal following, group trading and mirroring others are banned.
Gotcha: This is a strictly manual firm — any EA/bot/script is a violation.
IGNITE: no minimum days to payout. Elite (challenge): can pass in 1 day. S2F Sim PRO: 10 minimum days to payout. Elite Access: 5 days to payout. A valid day requires at least one completed trade meeting the 10-second minimum hold.
14 calendar days (including weekends/holidays) without a trade marks the account inactive — a hard breach that permanently closes it, with all progress and profits lost. One trade meeting the 10-second minimum keeps it active.
Gotcha: The 14-day window counts weekends and holidays and the closure is permanent — no reinstatement.
90% split across all programs. Elite Daily pays every 24 hours from day one; IGNITE pays per-payout once a 5% profit target + 15% consistency are met ($250 minimum). For Instant/Elite Sim, first-payout profit thresholds are 6% (1st), 5% (2nd), 4% (3rd+), resetting each time. Elite Daily caps per request ($750/$1,000/$1,500) with a 50% fresh-profit rule and a buffer that must remain. After 5 successful payouts you can transition to a live account. KYC via Veriff (photo ID + proof of address ≤60 days + selfie) before trading.
Gotcha: Drawdown freezes permanently on your first payout — and Elite Daily requires ≥50% of each request to come from profit earned since the last payout.
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Informational and comparison content only — not financial advice and not affiliated with Top One Futures. Rules change often; verify against Top One Futures's official terms before relying on any detail. Last reviewed Jun 5, 2026.
