Top One Trader: Payouts, split & $25k cap

2-Step: 80% base (90% with add-on). Instant Funding ramps 60% → 70% → 80% → 90% by payout number. Minimum payout is 2% of the initial balance. 2-Step first payout 14 days after funding, then every 14 days; Instant first at 30 days, then every 30 (Instant Payouts add-on bypasses the wait). KYC requires ID + proof of address + selfie, and the firm may require a video interview. Hard cap: a trader may retain max $25,000 in net profit + total withdrawals within any 30-day period across ALL accounts — excess is deducted from the trading balance. Funded Flash also has a 3% daily profit cap (excess voided) and a 20%/20-lot max-lot rule.

Source: support — official page . Confidence: verified.

Informational only — not financial advice, not affiliated with Top One Trader. Verify against official terms before relying on this. Last reviewed Jun 5, 2026.