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Challenge accounts have no max-margin rule. Funded accounts cap margin at 20% per asset class. On Instant Funded, using 80%+ of account margin, or risking more than 2% on a single trade, is a violation.
The gotcha
Instant Funded is the strict one: the 2%-per-trade and 80% margin ceilings catch traders who size up like they did in the challenge. Scale your risk down once you're on Instant.
| challengeMargin | none |
| fundedMarginPerAssetClassPct | 20 |
| instantMaxMarginPct | 80 |
| instantMaxRiskPerTradePct | 2 |
Source: official tos โ official page . Confidence: verified.
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Start a FunderPro challengeInformational only โ not financial advice, not affiliated with FunderPro. Verify against official terms before relying on this. Last reviewed Jun 4, 2026.